ABTrevor
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To everyone starting out in carding you might feel lost in the sauce with all the jargon and terms being thrown around. I get tons of basic questions about carding terminology in my inbox every day. So I put together this no-bullshit dictionary focused on the fundamentals. No fluff or filler - just straight facts about the key concepts and terms handpicked by yours truly. This list will help you learn the basics while avoiding the parasites and scammers in the scene. I will be updating it regularly to keep the info fresh since there are simply too many terms to list all at once. See something missing outdated or just plain wrong? Just reply to add more info. The more knowledge we share the stronger we get. Lets get it.
Are you in need of updated carding guides and methods?
Do you need good sources for credit cards, bank logs, dumps and carding softwares?
You can contact me on telegram @Trevor_86 or here on the forum.
Online Carding
CC - A payment card (debit or credit) issued by banks that lets people make purchases. Contains important data like card number expiration date and security code
CVV - The card verification value is a 3-4 digit security code found on the back of cards. Also used to refer to a credit card that includes this security code
CCN - Credit card number without the CVV security code. Used on sites with lower security or for certain subscription services
Fullz - Complete identity information package including name address SSN DOB and other personal details needed to verify identities. Essential for opening accounts and verifying purchases
Proxies - Servers that forward traffic to hide real IP address. Essential for avoiding detection when making purchases and accessing sites
Socks - Type of proxy that routes traffic through the SOCKS protocol. More secure than regular HTTP proxies.
Residential Proxies - IP addresses from real homes and ISPs that mask location. Most effective for avoiding detection since they look like real users
RDP - Remote desktop protocol lets you control another computer from anywhere. Used to access virtual machines for carding from clean IPs
VPN - Virtual private network encrypts your internet traffic and hides your real IP address. Basic protection but not as good as residential proxies
Bins - Bank identification numbers are the first 6-8 digits of a card that identify the issuing bank and card type. Different bins have different success rates and sensitivities.
Enrolls - Cards with online banking access that can be registered to bank accounts. Requires SSN and specific BINs to sign up. Allows viewing transactions and some BINs let you change billing address
AVS - Address verification system used by merchants for certain countries (US,CA,UK,etc) to check if billing address matches card records. Important security measure which means you need accurate billing information to process transactions.
Visa Alerts - Notification system that sends text/email alerts for card transactions. Useful for low-value transactions that need minicode
In-Store Carding
Cloning - Process of copying card data onto blank cards to create physical duplicates. Requires dumps MSR and proper encoding settings
MSR - Magnetic stripe reader device reads and writes card data to magnetic stripes. Used to create physical cloned cards from dumps
EMV - Chip cards contain a secure microchip that makes them harder to clone than magnetic stripe cards. Most modern cards use EMV technology.
Dipping - Dipping a cloned card multiple times to force terminal to use magstripe instead.
NFC - Contactless payment technology in cards lets you tap to pay. Mostly used on phones with data stored digitally.
Skimmer - Device installed on card readers to steal card data when cards are swiped. Common on ATMs and gas pumps
POS - Point of sale terminal processes card payments at stores. Some terminals are more vulnerable to attacks than others
ATM - Automated teller machines dispense cash and accept deposits. Popular target for skimmers and shimming devices
Antidetection
Antidetect - Browser software that generates unique fingerprints to appear as different users. Needed to avoid browser fingerprinting detection
Antifraud - Security systems that detect and block fraudulent transactions. Uses AI machine learning and risk scoring to identify suspicious patterns
Fraud Score - Numerical value assigned to transactions based on fraud likelihood. Higher scores mean higher chance of being blocked
Fingerprint - Unique combination of browser settings and data that identifies users. Includes canvas fonts plugins and other data points that need to be spoofed
Canvas - HTML5 feature that renders graphics. Sites use canvas fingerprinting to identify users so antidetects must randomize canvas data
WebRTC - Web protocol that can leak real IP address even with VPN. Must be disabled or properly configured in antidetect browsers
Leaks - Various browser features that can reveal true identity. WebRTC DNS and other leaks must be patched
Cookies - Small text files stored by browsers that contain login sessions and preferences. Stealing cookies can bypass 2FA and access accounts without passwords
Marketplace Terms
Escrow - Trusted third party service holds funds until both buyer and seller complete a transaction. Protects against scams but escrow services can exit scam too
PGP - Pretty Good Privacy encryption protects messages and files from being read by others. Essential for secure marketplace communications
Opsec - Operational security includes all practices to stay anonymous and avoid detection. Includes using secure communications VPNs and proper opsec habits
Drop - Shipping address that cant be traced back to you for receiving purchases. Usually abandoned houses or services
Method - Specific technique or process for committing transactions successfully. Good methods are closely guarded and sold for high prices
Logs - Stolen login credentials and session data from hacked accounts typically through malware. Can include banking email and shopping accounts
Sauce - Working method that consistently generates profits. I can share my sauce with you if you're interested. Contact me on telegram @Trevor_86.
Burner - Temporary disposable phone number or email used to register accounts. Should only be used once then discarded
RAT - Remote access trojan malware gives hackers control of infected computers. Used to steal credentials and data
Vendor - Seller on dark web marketplaces who offers cards dumps or fraud tools. Reputation and reviews are important
Exit Scam - When a marketplace or vendor suddenly disappears with everyones money. Always keep minimum balance in markets
BTC - Bitcoin cryptocurrency used for most dark web purchases. Somewhat traceable so needs to be properly mixed
XMR - Monero cryptocurrency focuses on privacy and untraceability. Preferred over Bitcoin for maximum anonymity
Pros - Business identities and information packages sold on marketplaces. Contains EIN numbers business credit profiles and other data needed for business fraud and applying for loans/credit cards. High credit scores most valuable for loan fraud
CPN - Credit profile number is a nine-digit number used instead of SSN to apply for credit. Created through various methods and sold on marketplaces. Used to take out loans open credit cards and build alternate credit profiles
Stimmys - Government stimulus payments sent during emergencies like COVID-19. Targeted using stolen identities to claim multiple payments
CR - Credit reports showing detailed history and scores. Used to verify business credit profiles and find high-value targets
Scans - High quality scans of ID documents bank statements and utility bills. Essential for verifying identities and passing KYC
Slips - Checks money orders and deposit slips used for bank fraud. Quality scans needed for successful deposits
Card Stuff
Dump - Raw magnetic stripe data containing card details in track1/track2 format. Used to create physical cloned cards
PIN - Personal identification number needed for debit card purchases and ATM withdrawals. Usually 4-6 digits
Balance - Amount of money available to spend on a card. Check balance before purchasing to avoid declines
Limit - Maximum amount that can be charged to a card. Higher limits are more valuable but attract more attention
Issuer - Bank that issued the credit card and processes its transactions. Different issuers have different security measures
3DS - 3D Secure is an authentication protocol that adds an extra security layer for online card payments. Requires additional verification through bank apps or SMS codes
VBV - Verified by Visa is Visas version of 3DS. More commonly used as general term for any 3DS verification
MCSC - Mastercard Secure Code protection for online transactions. Similar to VBV requires additional verification
AMEX Safe - American Express SafeKey verification system for online purchases
Auth - Authorization code proves a transaction was approved. Different auth codes mean different things.
Decline - Failed transaction due to insufficient funds fraud detection or other issues. Too many declines burn cards faster
ZIP - Billing zip code must match card records for address verification. Important part of cardholder data
DOB - Date of birth of cardholder needed for verification. Part of fullz data used to verify identity
MMN - Mothers maiden name is a common security question for card verification. Included in quality fullz
SSN - Social security number uniquely identifies US citizens. Critical part of fullz used for identity verification
Checker - Tool that tests if cards are valid and active. Essential for verifying card status before use
Auth check - Small test charge to verify card works. Usually $1-2 that gets refunded
Simple check - Basic card check charge. Higher success rate but can give false positives
Refund - Methods to get money back from merchants after receiving goods. Social engineering and fake tracking numbers common tactics
Banking
Bank Drop - Bank account opened with fake or stolen identity to receive fraudulent transfers. Needs proper setup and maintenance to avoid closure
SWIFT - International bank transfer system used to move large amounts between banks. High value target but heavily monitored
Wire - Bank transfer between accounts usually domestic. Faster than ACH but has higher fees and scrutiny
ACH - Automated clearing house transfer system for US bank transactions. Takes several days but less monitored than wires. Essential for large bank fraud schemes
Bank Logs - Stolen online banking credentials with account access. Quality logs have good balance and minimal security
Zelle - Bank-to-bank transfer service for sending money instantly. Critical tool for bank fraud due to instant transfers and hard to reverse. Popular but risky due to verification
Cashapp - Payment app that can link to bank accounts. Used to cash out amounts with less scrutiny
Bank Method - Specific technique for successfully getting money from bank accounts. Methods vary by bank and account type
Bank Login - Credentials to access online banking portals. More valuable with higher balances and business accounts
EMT - Electronic money transfer system used by banks. Methods exist to bypass recipient verification and send to any account instantly
Load - Process of sending stolen funds to bank accounts under fraudster control. Usually done through online banking access for later cashout
CU - Credit union accounts with lower security than major banks. Easier targets for fraud.
Spamming
Spam - Mass sending of unsolicited messages for fraud or scams. Used to get bank logs credit cards accounts and spread malware. Success depends on volume and avoiding detection
Mailer - Software like AMS (Advanced Mass Sender) used for spam campaigns. Requires SMTP leads letter templates and proxy support
SMTP - Simple Mail Transfer Protocol server that transmits emails. Private SMTP servers needed to send mass spam campaigns reliably
Proxy - Server that forwards traffic to hide real IP address. Essential for avoiding spam detection and blacklists
Leads - Email lists or phone number lists containing potential spam targets. Quality leads of active emails/active phones improve success rates
Letter - Fake email template that mimics legitimate companies. Edited to trick victims into clicking phishing links
Blast - Large spam campaign targeting many victims at once. Success needs good leads templates and sending setup
Warmup - Process of gradually increasing spam volume to avoid detection. New IPs and domains need proper warmup
Blacklist - List of blocked IPs and domains known for spam. Getting blacklisted stops spam campaigns
Spamtrap - Fake email address used to detect spammers. Hitting spamtraps gets IPs blocked fast
Cpanel - Hosting control panel used to host phishing pages. Hacked cpanels needed since legit hosts block phishing sites
PHP Mailer - PHP script alternative to AMS tools for sending spam. Requires proper hosting and SMTP setup
General Terms
Opsec - Operational security includes using secure communications protecting identity and avoiding mistakes. Good opsec keeps you safe and profitable
Resold - Cards resold on multiple marketplaces. Have high chance of being dead and blacklisted due to multiple buyers using them. Avoid unless price is very low
KYC - Know Your Customer verification required by banks and some sites. Typically requires ID and selfie etc
Burn - When a method stops working due to patches or detection. All methods eventually burn so diversify approaches
Clean - Card or method that hasnt been used yet. Clean cards have highest success rates
Hot - Flagged by fraud detection systems for suspicious activity
Dead - Card or method that no longer works at all
SE - Social engineering manipulates people into giving up sensitive information or access or allowing certain things to happen. Uses psychology and deception rather than technical hacks
Fresh - New unused cards or methods with no fraud history. Best chances of success with fresh stuff
Cashout - Process of converting stolen funds into clean cash. Many methods like purchases gift cards and bitcoin
Linkable - Cards that can be easily added to digital payment apps like Cashapp Apple Pay or Google Pay. Often sold at premium but high risk of being fake or already linked. Many rippers pretend to sell linkables. Verify first
Reship - Service that forwards packages to final destination. Adds layer of protection for carded goods
Receiver - Person who receives and forwards money for commission. Takes on risk of detection
Phishing - Creating fake websites to steal login credentials and card details. Common way to get fresh cards
Scamshops - Online storefronts designed to steal credit card details. Spread through ads and fake deals. Look legitimate but only exist to collect card data
Botnet - Network of compromised computers controlled remotely. Used for getting logs and DDoS attacks
Loader - Person who specializes in sending fraudulent transfers and payment links to cash out cards/bank accounts.
Are you in need of updated carding guides and methods?
Do you need good sources for credit cards, bank logs, dumps and carding softwares?
You can contact me on telegram @Trevor_86 or here on the forum.
Online Carding
CC - A payment card (debit or credit) issued by banks that lets people make purchases. Contains important data like card number expiration date and security code
CVV - The card verification value is a 3-4 digit security code found on the back of cards. Also used to refer to a credit card that includes this security code
CCN - Credit card number without the CVV security code. Used on sites with lower security or for certain subscription services
Fullz - Complete identity information package including name address SSN DOB and other personal details needed to verify identities. Essential for opening accounts and verifying purchases
Proxies - Servers that forward traffic to hide real IP address. Essential for avoiding detection when making purchases and accessing sites
Socks - Type of proxy that routes traffic through the SOCKS protocol. More secure than regular HTTP proxies.
Residential Proxies - IP addresses from real homes and ISPs that mask location. Most effective for avoiding detection since they look like real users
RDP - Remote desktop protocol lets you control another computer from anywhere. Used to access virtual machines for carding from clean IPs
VPN - Virtual private network encrypts your internet traffic and hides your real IP address. Basic protection but not as good as residential proxies
Bins - Bank identification numbers are the first 6-8 digits of a card that identify the issuing bank and card type. Different bins have different success rates and sensitivities.
Enrolls - Cards with online banking access that can be registered to bank accounts. Requires SSN and specific BINs to sign up. Allows viewing transactions and some BINs let you change billing address
AVS - Address verification system used by merchants for certain countries (US,CA,UK,etc) to check if billing address matches card records. Important security measure which means you need accurate billing information to process transactions.
Visa Alerts - Notification system that sends text/email alerts for card transactions. Useful for low-value transactions that need minicode
In-Store Carding
Cloning - Process of copying card data onto blank cards to create physical duplicates. Requires dumps MSR and proper encoding settings
MSR - Magnetic stripe reader device reads and writes card data to magnetic stripes. Used to create physical cloned cards from dumps
EMV - Chip cards contain a secure microchip that makes them harder to clone than magnetic stripe cards. Most modern cards use EMV technology.
Dipping - Dipping a cloned card multiple times to force terminal to use magstripe instead.
NFC - Contactless payment technology in cards lets you tap to pay. Mostly used on phones with data stored digitally.
Skimmer - Device installed on card readers to steal card data when cards are swiped. Common on ATMs and gas pumps
POS - Point of sale terminal processes card payments at stores. Some terminals are more vulnerable to attacks than others
ATM - Automated teller machines dispense cash and accept deposits. Popular target for skimmers and shimming devices
Antidetection
Antidetect - Browser software that generates unique fingerprints to appear as different users. Needed to avoid browser fingerprinting detection
Antifraud - Security systems that detect and block fraudulent transactions. Uses AI machine learning and risk scoring to identify suspicious patterns
Fraud Score - Numerical value assigned to transactions based on fraud likelihood. Higher scores mean higher chance of being blocked
Fingerprint - Unique combination of browser settings and data that identifies users. Includes canvas fonts plugins and other data points that need to be spoofed
Canvas - HTML5 feature that renders graphics. Sites use canvas fingerprinting to identify users so antidetects must randomize canvas data
WebRTC - Web protocol that can leak real IP address even with VPN. Must be disabled or properly configured in antidetect browsers
Leaks - Various browser features that can reveal true identity. WebRTC DNS and other leaks must be patched
Cookies - Small text files stored by browsers that contain login sessions and preferences. Stealing cookies can bypass 2FA and access accounts without passwords
Marketplace Terms
Escrow - Trusted third party service holds funds until both buyer and seller complete a transaction. Protects against scams but escrow services can exit scam too
PGP - Pretty Good Privacy encryption protects messages and files from being read by others. Essential for secure marketplace communications
Opsec - Operational security includes all practices to stay anonymous and avoid detection. Includes using secure communications VPNs and proper opsec habits
Drop - Shipping address that cant be traced back to you for receiving purchases. Usually abandoned houses or services
Method - Specific technique or process for committing transactions successfully. Good methods are closely guarded and sold for high prices
Logs - Stolen login credentials and session data from hacked accounts typically through malware. Can include banking email and shopping accounts
Sauce - Working method that consistently generates profits. I can share my sauce with you if you're interested. Contact me on telegram @Trevor_86.
Burner - Temporary disposable phone number or email used to register accounts. Should only be used once then discarded
RAT - Remote access trojan malware gives hackers control of infected computers. Used to steal credentials and data
Vendor - Seller on dark web marketplaces who offers cards dumps or fraud tools. Reputation and reviews are important
Exit Scam - When a marketplace or vendor suddenly disappears with everyones money. Always keep minimum balance in markets
BTC - Bitcoin cryptocurrency used for most dark web purchases. Somewhat traceable so needs to be properly mixed
XMR - Monero cryptocurrency focuses on privacy and untraceability. Preferred over Bitcoin for maximum anonymity
Pros - Business identities and information packages sold on marketplaces. Contains EIN numbers business credit profiles and other data needed for business fraud and applying for loans/credit cards. High credit scores most valuable for loan fraud
CPN - Credit profile number is a nine-digit number used instead of SSN to apply for credit. Created through various methods and sold on marketplaces. Used to take out loans open credit cards and build alternate credit profiles
Stimmys - Government stimulus payments sent during emergencies like COVID-19. Targeted using stolen identities to claim multiple payments
CR - Credit reports showing detailed history and scores. Used to verify business credit profiles and find high-value targets
Scans - High quality scans of ID documents bank statements and utility bills. Essential for verifying identities and passing KYC
Slips - Checks money orders and deposit slips used for bank fraud. Quality scans needed for successful deposits
Card Stuff
Dump - Raw magnetic stripe data containing card details in track1/track2 format. Used to create physical cloned cards
PIN - Personal identification number needed for debit card purchases and ATM withdrawals. Usually 4-6 digits
Balance - Amount of money available to spend on a card. Check balance before purchasing to avoid declines
Limit - Maximum amount that can be charged to a card. Higher limits are more valuable but attract more attention
Issuer - Bank that issued the credit card and processes its transactions. Different issuers have different security measures
3DS - 3D Secure is an authentication protocol that adds an extra security layer for online card payments. Requires additional verification through bank apps or SMS codes
VBV - Verified by Visa is Visas version of 3DS. More commonly used as general term for any 3DS verification
MCSC - Mastercard Secure Code protection for online transactions. Similar to VBV requires additional verification
AMEX Safe - American Express SafeKey verification system for online purchases
Auth - Authorization code proves a transaction was approved. Different auth codes mean different things.
Decline - Failed transaction due to insufficient funds fraud detection or other issues. Too many declines burn cards faster
ZIP - Billing zip code must match card records for address verification. Important part of cardholder data
DOB - Date of birth of cardholder needed for verification. Part of fullz data used to verify identity
MMN - Mothers maiden name is a common security question for card verification. Included in quality fullz
SSN - Social security number uniquely identifies US citizens. Critical part of fullz used for identity verification
Checker - Tool that tests if cards are valid and active. Essential for verifying card status before use
Auth check - Small test charge to verify card works. Usually $1-2 that gets refunded
Simple check - Basic card check charge. Higher success rate but can give false positives
Refund - Methods to get money back from merchants after receiving goods. Social engineering and fake tracking numbers common tactics
Banking
Bank Drop - Bank account opened with fake or stolen identity to receive fraudulent transfers. Needs proper setup and maintenance to avoid closure
SWIFT - International bank transfer system used to move large amounts between banks. High value target but heavily monitored
Wire - Bank transfer between accounts usually domestic. Faster than ACH but has higher fees and scrutiny
ACH - Automated clearing house transfer system for US bank transactions. Takes several days but less monitored than wires. Essential for large bank fraud schemes
Bank Logs - Stolen online banking credentials with account access. Quality logs have good balance and minimal security
Zelle - Bank-to-bank transfer service for sending money instantly. Critical tool for bank fraud due to instant transfers and hard to reverse. Popular but risky due to verification
Cashapp - Payment app that can link to bank accounts. Used to cash out amounts with less scrutiny
Bank Method - Specific technique for successfully getting money from bank accounts. Methods vary by bank and account type
Bank Login - Credentials to access online banking portals. More valuable with higher balances and business accounts
EMT - Electronic money transfer system used by banks. Methods exist to bypass recipient verification and send to any account instantly
Load - Process of sending stolen funds to bank accounts under fraudster control. Usually done through online banking access for later cashout
CU - Credit union accounts with lower security than major banks. Easier targets for fraud.
Spamming
Spam - Mass sending of unsolicited messages for fraud or scams. Used to get bank logs credit cards accounts and spread malware. Success depends on volume and avoiding detection
Mailer - Software like AMS (Advanced Mass Sender) used for spam campaigns. Requires SMTP leads letter templates and proxy support
SMTP - Simple Mail Transfer Protocol server that transmits emails. Private SMTP servers needed to send mass spam campaigns reliably
Proxy - Server that forwards traffic to hide real IP address. Essential for avoiding spam detection and blacklists
Leads - Email lists or phone number lists containing potential spam targets. Quality leads of active emails/active phones improve success rates
Letter - Fake email template that mimics legitimate companies. Edited to trick victims into clicking phishing links
Blast - Large spam campaign targeting many victims at once. Success needs good leads templates and sending setup
Warmup - Process of gradually increasing spam volume to avoid detection. New IPs and domains need proper warmup
Blacklist - List of blocked IPs and domains known for spam. Getting blacklisted stops spam campaigns
Spamtrap - Fake email address used to detect spammers. Hitting spamtraps gets IPs blocked fast
Cpanel - Hosting control panel used to host phishing pages. Hacked cpanels needed since legit hosts block phishing sites
PHP Mailer - PHP script alternative to AMS tools for sending spam. Requires proper hosting and SMTP setup
General Terms
Opsec - Operational security includes using secure communications protecting identity and avoiding mistakes. Good opsec keeps you safe and profitable
Resold - Cards resold on multiple marketplaces. Have high chance of being dead and blacklisted due to multiple buyers using them. Avoid unless price is very low
KYC - Know Your Customer verification required by banks and some sites. Typically requires ID and selfie etc
Burn - When a method stops working due to patches or detection. All methods eventually burn so diversify approaches
Clean - Card or method that hasnt been used yet. Clean cards have highest success rates
Hot - Flagged by fraud detection systems for suspicious activity
Dead - Card or method that no longer works at all
SE - Social engineering manipulates people into giving up sensitive information or access or allowing certain things to happen. Uses psychology and deception rather than technical hacks
Fresh - New unused cards or methods with no fraud history. Best chances of success with fresh stuff
Cashout - Process of converting stolen funds into clean cash. Many methods like purchases gift cards and bitcoin
Linkable - Cards that can be easily added to digital payment apps like Cashapp Apple Pay or Google Pay. Often sold at premium but high risk of being fake or already linked. Many rippers pretend to sell linkables. Verify first
Reship - Service that forwards packages to final destination. Adds layer of protection for carded goods
Receiver - Person who receives and forwards money for commission. Takes on risk of detection
Phishing - Creating fake websites to steal login credentials and card details. Common way to get fresh cards
Scamshops - Online storefronts designed to steal credit card details. Spread through ads and fake deals. Look legitimate but only exist to collect card data
Botnet - Network of compromised computers controlled remotely. Used for getting logs and DDoS attacks
Loader - Person who specializes in sending fraudulent transfers and payment links to cash out cards/bank accounts.
